A tip on home owners’ insurance :
An insurer watches how you use your policy. If you file two or more claims for the same problem (such as water or fire damage) your premiums could double at the time of renewal. Or the insurer could choose to drop your coverage. And the information is shared with other insurance companies, so you could have trouble finding a new insurer. If you have repairs to make and the cost is minimal, consider doing the work without filing the claim to keep the claim form showing up on an underwriter’s report.Bennington VT, Buying
